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Commercial Buildings |
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Bar |
| Self explanatory |
| Bar And Restaurant |
| Self explanatory |
| Car Wash |
| Well kept car washes are considered. |
| Please supply interior and exterior photos of the property with submission. |
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Gasoline and diesal tanks are NOT allowed. |
| Convienience Store |
| Self explanatory |
| Entertainment (non Adult) |
| Self explanatory |
| Funeral Home |
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Consideration is given to clean establishments that are operating from facilities that are specifically zoned for commercial usage. |
| Photos of ALL areas should be supplied upon submission of loan application. |
| Hardware Store |
| Self explanatory |
| Laundro-mat |
| Self explanatory |
| Light Industrial - Fastening And Assembly |
| Closely defined as where light assembly or constructing of material and products occurs. |
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An example of light industrial would be a trailer manufacturer, van conversion etc. |
| Heavy industrial would be auto assembly, truck manufacturing etc. |
| A full photo package should be sent in with the submission of all areas of the building and yard. |
| Light Industrial - Mixed Use |
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Closely defined as where light assembly or constructing of material and products occurs. |
| An example of light industrial would be a trailer manufacturer, van conversion etc. |
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Heavy industrial would be auto assembly, truck manufacturing etc. |
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A full photo package should be sent in with the submission of all areas of the building and yard. |
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Marina |
| Self explanatory |
| Office |
| Single use of office type buildings with no other use other than offices. |
| A distinction between office and an office / warehouse is made in that depending upon the warehouse size component, an office building could be called a warehouse. Example is a 1000 square foot building that is 800 square feet of warehouse. In this example the building would be called a warehouse. |
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Ask your account rep for further clarification. |
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Prison |
| Self explanatory |
| Private Detention |
| Self explanatory |
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Restaurant |
| Consideration is given to the real estate only. |
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No consideration is given to the good will or 'blue sky' of the establishment. |
| Photos are mandatory with submission of all areas of the interior and exterior. |
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Retail |
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A location where retail sales are conducted without a component of other usage such as auto repair, manufacturing of a products etc. |
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Your account rep will review the various iterations of these products depending upon your unique circumstances. |
| Self Storage |
| A collection of small rental warehouses for the private storage of personnal belongings. |
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Parking of motor homes and boats is allowed. |
| Slaughter House |
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Self explanatory |
| Sports Center |
| Self explanatory |
| Veterinary Clinics |
| Self explanatory |
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Warehouse-storage Only |
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Purely used as storage with some small office occupancy for the operation of the business. |
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There may be very minimal assembly work being conducted, however any work that requires a process of welding or painting would probably be classified as industrial. |